Modern Payments  
Security

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Security

SECURITY IS OUR NUMBER ONE PRIORITY

WE TAKE SECURITY SERIOUSLY
Modern Payments understands the importance of keeping personal information absolutely private and secure. We ensure the highest level of security with a world-class network, data, and physical security system. Our mission is to provide the four main security features of any secure digital environment:

  1. Privacy - Protects the authorized distribution and access of information. Please review our Privacy Policy for more information.
  2. Authentication - Establishes individual identities as approved members of the system. Modern Payments uses a unique Internet Login ID to serve as your identification when using our account information services.
  3. Non-repudiation - Validates the participation of all parties involved in a transaction and ensures the intended exchange of data. The transmission of data is protected using industry recognized encryption standards.
  4. Integrity - Protects the soundness of the message content during the transaction. For instance - we cannot view your personal passwords for any of your accounts - this information is kept encrypted at all times along with pertinent account information.

HELD TO A HIGHER STANDARD
There are no higher security standards than those imposed on financial institutions like banks and other related businesses. Modern Payments is owned by a Bankcorporation and creates and supports products related to the banking industry. As such, we adhere to the same high standards of information security practiced by Federally Insured Banks.

MODERN PAYMENTS IS PCI CERTIFIED
The PCI DSS is a multifaceted security standard that includes requirements for security management, policies, procedures, network architecture, software design and other critical measures designed to protect the integrity and security of sensitive data as it relates to Credit Cards. Visit the PCI Security Standards website for more information about the PCI Data Security Standard (PCI DSS).

REGULAR AUDITS
Modern Payments performs regular internal audits and is also audited by external bodies for proper security standards. Technology, employee practices, financial statements, and other security related activities are evaluated and scrutinized against the highest standards. All employees are also continuously trained and certified in subjects like Security, the Banking Secrecy Act (BSA) and Anti-Money Laundering (AML).

STRONG ENCRYPTION
Modern Payments uses the Secure Sockets Layer (SSL) protocol. SSL incorporates data encryption which means that the information you send is scrambled making it unreadable to someone who may be trying to intercept your connection. This is done through complex mathematical algorithms, which turn your information into a data stream that requires a software key to read. Modern Payments uses 128-bit encryption, the highest encryption available to non-government websites, and the same level of security used by banks.

PASSWORD AND LOGIN INTEGRITY
Modern Payments uses a unique Internet Login ID which will serve as your identifier when using our products. In addition to your Internet Login ID, we require the use of a secret password that you can change at your convenience. Together, these elements provide distinctive pieces of information that protect you online and enable you to view your account information quickly and easily while maintaining your privacy.

FINAL NOTE
Please keep your Modern Payments Login ID and Password secret. If you feel either may have been lost or compromised, please notify Modern Payments Customer Service immediately at 1-877-729-8325. Remember! A Modern Payments' employee will NEVER ask you for your password.

QUESTIONS?
If you have any questions regarding Modern Payments security, you can call us at 1-877-729-8325 and ask to speak with an account manager.

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